Delight

When it came to paying off my student loans, I understood that the bulk of it would have to be done after I walked across the stage to get my diploma. However, I was eager to make the most of my time and money in the interim of being a full-time student and you should be too. There are several things you can do in the midst of college to save yourself thousands of dollars. 1. Pay off interest while you are still in school. If you allow interest to accrue, that amount will add onto your principal loan amount, which will result in more interest accruing and more debt come the start of your repayment period. Still not convinced? Try this little trick. Multiply your interest rate by the current principal balance of your loan. Then, divide that number by 365 (number of days in a year). The result is how much interest is accruing daily. Example: (4.4% x $21,000)/365 = $2.53 That may not seem like much, but it sure grows when your are lying in bed trying to sleep at night. 2. ...

There comes a time in every student's college career when they are faced with that frightening question, "What if I don't get a job in my field of study?" In 2013, the Federal Reserve Bank of New York* released study results showing that only 27 percent of college graduates had a job related to their major. That's not a very comforting number. However, regardless of what job you land, it's important to understand that  college will still be one of the best investments you ever make in yourself . Here's why: 1. In today's market, there is a positive relationship between education level and income.  That means, the person who received a bachelors degree is likely to make more money over their lifetime than the person who only holds a high school diploma. Even if your career is unrelated to your major, you could still be making a good sum of money. 2. College challenges your way of thinking. The people you meet and the classes you take will for...